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Bingo. So most people who canceled 2 years ago got another card 1. Moving house will also disrupt your score, so make any important applications before you move. How can i get my free credit score and where. If you're fortunate enough to live in a city with safe, reliable public transportation - use it. Thankfully, if you really need a card, there are other options available. If you ever intend on financing a car or buying a home in the future, youвre going to need a credit score. Whines about how tough it is to pay bills but buys a brand new Mac for "business"; disregards working computer she had for 2 years before that. 0 years. Hereвs how it works: You use the Reserve for any travel or dining spending, and use the Freedom Unlimited for everything else. First question: when is my STEPMOMвs birthday. The interest is probably high on those store cards. Luxury Perk: The Aspire card comes with a major luxury perk of having access to your very own concierge 24 hours a day, seven days per week.